Assessing Roofer Credibility and Insurance: A Guide for Homeowners

Hiring a reputable and insured roofing contractor is crucial for ensuring the quality and safety of your roofing project. At Advantage Remodeling and Roofing, we provide you with key tips to help you evaluate a roofer’s credibility and insurance coverage.

Key Factors to Consider

1. Verify Company Name and Address

• Registered Name: Ensure the roofing company provides its registered name and physical address.
• Red Flags: A lack of a physical address can be a warning sign to consider another contractor.

2. Check Insurance Coverage

• Liability Insurance: Confirm that the roofer has liability insurance to protect against damages to your property.
• Workers’ Compensation Insurance: Ensure the contractor has workers’ compensation insurance to cover any injuries that may occur on the job. Without this, you could be liable for medical expenses.

3. Ask About Warranties

• Workmanship Warranty: Determine the length and terms of the warranty on the roofer’s work. Some offer warranties that last for a year or more.
• Material Warranty: Check if the roofing materials come with a manufacturer’s warranty, which is separate from the workmanship warranty.

4. Inquire About Subcontractors

• Use of Subcontractors: Ask if any part of the project will be performed by subcontractors. Verify that they are also insured and qualified.

5. Verify Licensing

• Contractor License: Confirm that the roofer has a valid contractor’s license as required by your city or state.
• Licensing Office Check: Visit local licensing offices to ensure the roofer’s license is current and free of violations.

6. Request References

• Portfolio and References: Ask for a portfolio of previous work and homeowner references. Contact past clients to verify the quality of work and overall satisfaction.

Conclusion

Ensuring your roofing contractor is credible and properly insured protects you from potential liabilities and guarantees quality workmanship. Trust Advantage Remodeling and Roofing to provide expert roofing services backed by solid credentials and comprehensive insurance.